The retirement age will rise to 66 years and 10 months in 2026 in Hego Euskal Herria
From 1 January 2026, in order to be able to retire with 100% of the pension, workers who have contributed less than 38 years and three months may retire at the age of 66 and 10 months, that is, two months after 2025.
The retirement age will also change in 2026. They are being delayed year after year to set the retirement age at 67 by 2027 for workers who do not reach the minimum of 38 years required by law.
Thus, from 1 January 2026, in order to be able to retire with 100% of the pension, those who have contributed less than 38 years and three months may retire at 66 years and 10 months, that is, two months after 2025, which is currently at 66 years and 8 months.
Workers who have contributed 38 years and three months or more may retire at the age of 65, provided that they credit the 38 years and 3 months of social security contributions, so that the contribution time for retirement at the age of 65 will also vary in 2026, which will be 38 years and 3 months instead of the 38 years required in 2025.
According to the pension reform, the conditions for access to the pension will be changed by 2027, and in order to retire at the age of 65, a minimum contribution to Social Security of 38 years and six months will be required.
Partial retirement in 2026
With regard to partial retirement, which combines retirement with a part-time employment contract, in the event that workers wish to avail themselves of this modality without a respite contract from the enterprise, the minimum retirement age shall be the ordinary retirement age applicable in each case.
The minimum age for access to partial retirement shall be 63 years and 10 months from 1 January 2026, if they are contributing less than 38 years and 3 months, or 62 years if they are contributing 33 years.
Early retirement in 2026
The Social Security allows workers to take early voluntary retirement up to 24 months before the ordinary legal age. If early retirement is not voluntary, retirement may take place up to 48 months before the ordinary retirement age.
It shall be 64 years and 10 months (24 months before the legal age), provided that it has contributed at least 35 years, with the possibility of early retirement for those who have contributed 38 years and three months at the age of 63.
If retirement is due to dismissal , retirement may be anticipated up to four years, so that by 2026 it may be at 62 years and 10 months, if at least 33 years have been worked, or at 61 years those who have contributed at least 38 years and three months.
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