The Eurybor closed July at 2.855%, its highest level since September 2024

The Eurybor closed July at 2.855%, its highest level since September 2024, when the index stood at 2.94%.

Specifically, compared to June, the rate has risen by 6 basis points. Compared to the seventh month of 2025, the Eurybor has risen by 77 points, when it closed at 2.079%.

Rising mortgage prices

This means that a person who has contracted a variable mortgage of 150,000 euros over 30 years and has a differential of 0.99% plus the Euribor, if he has to review the interest rate with the July Eurybor , will have an increase in his quota of 64.78 euros, or 777.36 euros per year.

This calculation is the highest increase that a person with a mortgage contract would experience, because it would be the initial revision of the loan (which has 30 years left to repay), so the change in the interest rate is much more important, because there is a lot of principal to repay.